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Helpful Descriptions of Different Kinds of Two-Factor Authentication In today’s society, where the world wide web is such a major part of day-to-day life for so many people, personal security is crucial. One of the most common things companies do to secure their users’ personal information on the web is utilize a two-factor authentication process. The odds are good that you’ve used two-factor authentication, or 2FA, quite often, without actually recognizing it for what it was. 2FA requires a person to put his or her login information in over two different steps for the system to ascertain that he or she is who he or she is claiming to be. The most prevalent example of two-factor authentication happens at a bank ATM, no matter where you happen to be. Your debit card, once inserted, serves as your login information, so to speak. Then, you have to input your PIN number to prove your identity is valid. 2FA is engineered to make sure identity thieves and other sorts of criminals are unable to do anything to seriously harm you before they are stopped. The remainder of this guide will teach you about some forms of two-factor authentication you’ve likely seen on the web at some point in time, or are sure to see in the future. Some Companies Use One-Time SMS Passwords
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In some cases, once you’ve entered your username and password, the system will prompt you to allow the delivery of a one-time use password via a text message. This provides the system with proof that you have access to the phone number that is on file for you; a thief, in almost one-hundred percent of situations, wouldn’t be able to do this. The only downside of one-time use SMS passwords is that they don’t work with landlines.
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Login Verification Is a Wonderful Solution If you’ve ever registered for a website where you have to enter answers to security questions, such as what street you grew up on or what your dog’s name is, you’ve probably used login verification at some point in time. Login verification involves entering another piece of personal information that only you would know after you’ve put in your username and password. The issue here is that, theoretically anyway, a thief could have figured out the response to the question you selected, though it is certainly not likely. If you operate any kind of website, you must learn as much as you can about two-factor authentication so you can use the right type to help your users feel as secure as possible when they log onto your system. If you work with a webmaster, ask him or her to help you make your site as secure as possible.